medicare plans in arizona
If you’re a beneficiary in Arizona, you may have many different options available when it comes to getting your Medicare coverage.
In Arizona, as in the rest of the United States, the Medicare program generally works in the same way, regardless of where you live.
You may choose to get your coverage through Original Medicare, Part A and Part B, which is the government-run program for seniors and certain disabled adults. From there, you can also add on prescription drug coverage with a stand-alone Medicare Prescription Drug Plan (Medicare Part D), since Original Medicare only offers limited prescription drug benefits. Medicare Prescription Drug Plans are available through private insurance companies that contract with Medicare.
Alternatively, Arizona beneficiaries can choose to get their Medicare Part A and Part B coverage through Medicare Advantage (Medicare Part C), which is also available through Medicare-approved private insurance companies. These plans must cover at least the same level of benefits as Original Medicare, but many also offer additional benefits, such as prescription drugs, health wellness programs, routine vision and dental, or hearing coverage. Medicare Advantage plans in Arizona may also have different costs than Original Medicare, and the specific benefits available will depend on your county and zip code.
If you choose to enroll in a Medicare Advantage plan that includes prescription drug coverage, also known as a Medicare Advantage Prescription Drug plan, you can get all of your Medicare health and prescription benefits under a single plan. You must continue to pay your Part B premium as well as any Medicare Advantage plan premium.
Medicare in Arizona
Medicare offers healthcare coverage to Arizona residents age 65 or older, or to those Arizona residents that suffer from certain medical disabilities. In 2016, 1,261,000 people are enrolled in Medicare in Arizona, accounting for 18.5% of the population in Arizona. In 2009 about $9,395 was spent per Medicare enrollee in Arizona, approximately 9.36% lower than the national average of $10,365. From 2015 to 2030 the senior population in Arizona is projected to more than double (estimated 100.73% increase) according to calculations based off of the 2000 Census. Thus the number of Medicare beneficiaries in Arizona is also expected to substantially increase.
Local Medicare Resources
Medicare beneficiaries and their caretakers can receive free, one-on-one, and unbiased health benefits counseling from Arizona’s State Health Insurance Assistance Program (SHIP). Furthermore, Arizona participates in a national Senior Medicare Patrol (SMP) program which aims to educate individuals on how to detect, avoid, and report cases of Medicare waste, fraud, and/or abuse