medicare advantage plans in az
The UnitedHealthcare Medicare Advantage plans cover features and benefits in addition to those included in Original Medicare. Members in some areas may have different plans from which to choose. The plans often include an integrated Medicare Part D prescription drug benefit.
• UnitedHealthcare MedicareComplete Assure (PPO).
Health Maintenance Organization (HMO) plans have a defined network of contracted local physicians and hospitals to provide member care. Generally, members must use these care providers to receive benefits for covered services, except in emergencies. Some HMO plans do not need referrals for specialty care.
Preferred Provider Organization (PPO) plans offer members access to a network of contracted physicians and hospitals, but also allow them the flexibility to seek covered services from outside of the contracted network, usually at a higher cost. Members do not need a referral for specialty care.
PPO plans are available as either local PPO (certain counties within a state) or regional PPO (RPPO) offerings. RPPOs serve a larger geographic area – either a single state or a multi-state area. RPPOs offer the same premiums, benefits and cost-sharing requirements to all members in the region.
Medicare resources in Arizona.
Arizona Department of Economic Security, Division of Aging and Adult Services– This state office offers information about Arizona Medicare options for seniors and disabled beneficiaries. Both Medicare and Medicaid information is available through this office. This includes information about Medicare Advantage plans, Medicare Prescription Drug Plans, and dual-eligibility programs. In addition, the Division of Aging and Adult Services oversees the following programs:.
• State Health Insurance Assistance Program (SHIP)– Offers free counseling services to beneficiaries and their families about their Medicare and health coverage options.
• Senior Medicare Patrol (SMP)– Created to help beneficiaries protect themselves from fraud and report errors in billing claims.
• Ferret Out Fraud Program– Trains volunteers to educate individuals on Medicare fraud issues.
38 percent of Medicare beneficiaries in Arizona were enrolled in a Medicare Advantage (Medicare Part C) plan in 2019.1.
There are 58 different Arizona Medicare Advantage plans in 2019.1 Not every MA plan is available in each county, so it’s important to find out which plans are offered where you live.
A licensed insurance agent can help you compare the availability, benefits and costs of Medicare Advantage plans in your area of Arizona. Read below to learn more about Medicare Part C in your state
Arizona Department of Insurance– This state government office provides a variety of relevant information, including the most recent information about Medicare Prescription Drug Plans available in the state. The overall goal of the Department of Insurance is to promote a healthy insurance industry, consumer protection, and economic development within Arizona. In addition to local information about Medicare in Arizona, the website offers links to national government offices for Medicare, Medicaid, and Social Security.
Community Partners– Community Partners is the Regional Behavioral Health Authority contracted by the state to provide resources and behavioral health services to Arizona residents living in the central and southern region of the state.
Because Medicare plans can vary in coverage and costs, it’s important for Arizona beneficiaries to carefully review the plan options available in their specific zip code. Contact eHealth to speak with a licensed insurance agent who can help you find Medicare coverage that may fit your health needs and budget.